Worker’s Compensation in Lee’s Summit, MO
Worker’s compensation insurance, also known as “workers comp,” is a state-mandated program that provides payouts to employees who are injured or handicapped on the job. Although the federal government provides workers’ compensation insurance to federal employees, each state has its own workers’ compensation insurance scheme. Workers’ compensation gives benefits to employees who are injured or ill as a result of their jobs. Medical expenditures and benefits for temporary or permanent disability may also be covered by workers’ compensation. For more information, contact us today or book an appointment online. We are conveniently located at 1161 NE Rice Rd Lee’s Summit, MO 64086.
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Worker’s compensation is a type of insurance program that is required by most businesses to ensure that all employees who suffer from a workplace or job-related injury or illness receive monetary compensation for any loss of wage during the time of recovery, as well as costs for medical treatment. It also provides permanent disability compensation for cases where the specific injury or illness has affected their long-term ability to return to the workforce. To receive worker’s compensation following an injury or illness due to the workplace, a medical evaluation will be required from a physician that has been chosen by either the insurance carrier or the employer, who will also be the medical professional that oversees the treatments, recommended therapy(ies), referrals for specialists, and any other medical component to support a safe and efficient return to work for the employee.
If the physician who made the initial assessments of the patient who has suffered from a workplace injury determined that physical therapy would be beneficial in the employee’s recovery process, it would most likely be covered financially through worker’s compensation.
Physical therapy is a common recommendation for recovery of workplace injuries as it provides improved strength and mobility as well as decreased pain, allowing for the patient to recover properly in order to return to work safely. The physical therapist that is recommended by the physician will need to monitor the progress of the patient and to communicate to the physician and all stakeholders regarding the progress of the patient to ensure that progress is continuing and that the cost of the physical therapy should still be covered for the employee. The costs associated with physical therapy will be covered until the employee has achieved all necessary goals and requirements that can be provided by the physical therapy, at which point they should be discharged from that component of their treatment at which point the employer will no longer be responsible for covering the costs of physical therapy.
Even though workers’ compensation is a requirement for the vast majority of businesses it protects both the employers and especially the employees if they were to suffer from an injury or illness while at work and due to the workplace environment. Providing employees with worker’s compensation ensures that they are able to receive the high-quality medical care that they require in order to recover efficiently to safely return to work.
By providing financial support for medical bills, employees are able to receive the care that they require in order to safely return to work completely recovered to prevent needing to take even more time off due to injury or illness in the future. Worker’s compensation provides both a partial salary repayment to ensure that the employee is still receiving some income during their required time off from work, and provides accessible medical care that includes all necessary therapies and treatments, including physical therapy or occupational therapy to allow them to return to work, both helping out the employer and the employee, as efficiently as possible.
Prime Physical Therapy does accept worker’s compensation and is happy to work with the physician who is overseeing the employee’s recovery process to ensure that all of the progress and relevant information for the employee’s specific treatment plan is well communicated to the employer and various stakeholders.
There is quite a bit of bureaucratic background work that goes into ensuring that the worker’s compensation is being properly provided and continues to cover the medical requirements for a speedy recovery of the employee, so having a physical therapist who is well-versed in and able to accept worker’s compensation is essential to the recovery process of the patient while ensuring that the employer and associated insurance carrier are able to continue supporting required their employee. For more information, contact us today or book an appointment online. We are conveniently located at 1161 NE Rice Rd Lee’s Summit, MO 64086. We serve patients from Lee’s Summit, MO, Blue Springs, MO, Independence, MO, Raytown, MO, Lake Lotawana, MO, Greenwood, MO, Grain Valley, MO, and surrounding areas!